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Moneywise are working in conjunction with Love to Shop to bring you our new loan product The Shopper loan.

If you are on a low income or have issues with your credit rating this could be the product for you.

All the information given in this application form will be treated in the strictest confidence. Every application is assessed individually; based on the applicant’s credit history, disposable income and employment status.

As responsible lenders, we will not offer credit if we believe that you cannot afford to make the repayments.

We will ask you to provide three months bank statements when you apply for this loan.

Please complete the application below

  I confirm I am not a bankrupt, involved in an Individual Voluntary Arrangement, Debt Relief Order or in agreements with creditors for reduced payments or have plans to be. (please tick the box to acknowledge your agreement  
Loan details

To give you an indication of the cost of your loan use our calculator below.
Change the repayment period and amount of credit to see how the payments change.

Please Note:
The calculation uses a Typical interest rate of 42.6% APR which is the maximum rate we can charge. We may not charge that rate and depending on the loan assessment or any promotional rates offered it may be less; rest assured, it will never be higher.

Personal details
address details

If you have lived at your current address for less than 3 years, please provide details below

About your houshold
Your income

Please tell us your HOUSEHOLD income, include any benefits and pensions you receive as well as well as salary from employment.

Please tell us about your main source of income

  Where i have indicated I am employed, I confirm that I am in a permanent contract and not under notice of redundancy or termination of employment.(please tick the box to acknowledge your agreement with this statement)  
Your expenditure

Please give us details of a next of kin. These details would be used to transfer any savings you have with the credit union in the event of your death. Please Note This does not take precedence over any Will or Power of Attorney

Identification and verification

When taking requests for new membership we are required to confirm your identity and undertake identity checks for all applicants, we do this by using Credit Reference Agencies or asking you to provide supporting documentation.

In addition please provide your bank account number and sort code, this should be the account you wish to be used for payments to and from the credit union.

Where your repayment is by Direct Debit this is the account we will use for the Direct Debit



Important Your Personal Information: General Data Protection Regulations, credit decisions and also the prevention of fraud and money laundering.

We use credit reference and fraud prevention agencies to help us make decisions, this is often an automated decision but you have aright to have a decision reviewed by a staff member if you are unhappy with it.

What we do and how both we and credit reference and fraud prevention agencies will use your information is detailed in

A Guide to the use of your personal information by ourselves and at Credit Reference and Fraud Prevention Agencies

A copy can be provide by calling our Head Office on 0191 276 7963

Moneywise recognises individual concerns about how your personal or financial information is dealt with by us. Our privacy notice sets out how we deal with this information and how and when it may be shared with others

  I accept the use of Credit Reference Agencies and declare that the information given by me on this form is true and correct, to the best of my belief. * 
  I Consent for Moneywise Credit Union to Store Sensitive Personal Data as Appropriate * 

Credit is only available to members of Moneywise Credit Union. In making this application, if successful, you are accepting the rules of the credit union and agree to be bound by them.

  In making this application I apply for membership of moneywise Credit Union and agree to abide by the rules.  

To complete your application please ensure your Email address is correct and then select Apply below.

  If you want to manage your account online please tick the box  

Please tell us how we should normally communicate with you. If you agree to receiving marketing material we will use your preferences selected
(Please Note: This does not prevent Moneywise from contacting you in any format should we need to persue non payment of loans)

 Telephone Call

We never sell your data to a third party.

At times we may have exclusive offers for you as part of your membership with Moneywise.