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Here at Moneywise we can offer Family Loans up to £750.

All the information given in this application form will be treated in the strictest confidence. Every application is assessed individually and the Child Benefit must be paid into Moneywise Credit Union account.

Please complete the form below

As responsible lenders, we will not offer credit if we believe that you cannot afford to make the repayments.

  I confirm I am not a bankrupt, involved in an Individual Voluntary Arrangement, Debt Relief Order or in agreements with creditors for reduced payments or have plans to be. (please tick the box to acknowledge your agreement  

To give you an indication of the cost of your loan use our calculator below.
Change the repayment period and amount of credit to see how the payments change.

Please Note:
The calculation uses a Typical interest rate of 42.6% APR which is the maximum rate we can charge. We may not charge that rate and depending on the loan assessment or any promotional rates offered it may be less; rest assured, it will never be higher.


If you have lived at your current address for less than 3 years, please provide details below


Please tell us your HOUSEHOLD income, include any benefits and pensions you receive as well as well as salary from employment.

Confirming your identity

When taking requests for new membership we are required to confirm your identity and undertake identity checks for all applicants, we do this by using Credit Reference Agencies or asking you to provide supporting documentation.

In addition please provide your bank account number and sort code, this should be the account you wish to be used for payments to and from the credit union.



Important Your Personal Information: General Data Protection Regulations, credit decisions and also the prevention of fraud and money laundering.

We use credit reference and fraud prevention agencies to help us make decisions, this is often an automated decision but you have a right to have a decision reviewed by a staff member if you are unhappy with it.

What we do and how both we and credit reference and fraud prevention agencies will use your information is detailed in

A Guide to the use of your personal information by ourselves and at Credit Reference and Fraud Prevention Agencies

A copy can be provide by calling our Head Office on 0191 276 7963

Moneywise recognises individual concerns about how your personal or financial information is dealt with by us. Our privacy notice sets out how we deal with this information and how and when it may be shared with others

  I accept the use of Credit Reference Agencies and declare that the information given by me on this form is true and correct, to the best of my belief. * 
  I Consent for Moneywise Credit Union to Store Sensitive Personal Data as Appropriate * 

Credit is only available to members of Moneywise Credit Union. In making this application, if successful, you are accepting the rules of the credit union and agree to be bound by them.

  In making this application I apply for membership of moneywise Credit Union and agree to abide by the rules.  

To complete your application please ensure your Email address is correct and then select Apply below.

  If you want to manage your account online please tick the box  
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