Moneywise | Family Loan & Membership Application

Here at Moneywise we can offer Family Loans up to £750.

All the information given in this application form will be treated in the strictest confidence. Every application is assessed individually and the Child Benefit must be paid into Moneywise Credit Union account.

Please complete the form below

As responsible lenders, we will not offer credit if we believe that you cannot afford to make the repayments.

I confirm I am not a bankrupt, involved in an Individual Voluntary Arrangement, Debt Relief Order or in agreements with creditors for reduced payments or have plans to be. (please tick the box to acknowledge your agreement

How much are you looking to borrow? Please remember maximum loan is £750. *

Repayment Frequency *

When did you last get paid your Child Benefit *

Term of credit - (In Months) *

To give you an indication of the cost of your loan use our calculator below.
Change the repayment period and amount of credit to see how the payments change.

Please Note:
The calculation uses a Typical interest rate of 42.6% APR which is the maximum rate we can charge. We may not charge that rate and depending on the loan assessment or any promotional rates offered it may be less; rest assured, it will never be higher.

Estimated Repayment Amount

What is the loan for? *

Title *

First Name *

Surname *

Date of Birth *

National Insurance Number *

PERSONAL DETAILS

Please confirm how you meet qualification for membership of Moneywise *

Postcode *

Company (if applicable)

Address Line 1 *

Address Line 2

line3

Town

County

Country

How long have you lived at your current address? (enter number of full years) *

If you have lived at your current address for less than 3 years, please provide details below

Previous Address House Number or Name

Previous Address Postcode

Contact phone number (a mobile number if possible) *

Email *

How many adults are financially dependent on you and live in your house? (Please include yourself) *

How many dependents do you have aged under 14 years? *

What is your marital status? *

Please tell us about your home *

YOUR INCOME

Please tell us your HOUSEHOLD income, include any benefits and pensions you receive as well as well as salary from employment.

Please state the Household MONTHLY total of all wages after tax and any other income *

Savings Amount *

Total of all current debts (excluding mortgages)

Monthly payments for existing loans, HP agreements, etc

Confirming your identity

When taking requests for new membership we are required to confirm your identity and undertake identity checks for all applicants, we do this by using Credit Reference Agencies or asking you to provide supporting documentation.

In addition please provide your bank account number and sort code, this should be the account you wish to be used for payments to and from the credit union.

Bank *

Bank sort code (Usually 6 digits) *

Bank account number (Usually 8 digits) *

DECLARATION

Important Your Personal Information: General Data Protection Regulations, credit decisions and also the prevention of fraud and money laundering.

We use credit reference and fraud prevention agencies to help us make decisions, this is often an automated decision but you have a right to have a decision reviewed by a staff member if you are unhappy with it.

What we do and how both we and credit reference and fraud prevention agencies will use your information is detailed in

A Guide to the use of your personal information by ourselves and at Credit Reference and Fraud Prevention Agencies

A copy can be provide by calling our Head Office on 0191 276 7963

Moneywise recognises individual concerns about how your personal or financial information is dealt with by us. Our privacy notice sets out how we deal with this information and how and when it may be shared with others

I accept the use of Credit Reference Agencies and declare that the information given by me on this form is true and correct, to the best of my belief. *

I Consent for Moneywise Credit Union to Store Sensitive Personal Data as Appropriate *

Credit is only available to members of Moneywise Credit Union. In making this application, if successful, you are accepting the rules of the credit union and agree to be bound by them.

In making this application I apply for membership of moneywise Credit Union and agree to abide by the rules.

To complete your application please ensure your Email address is correct and then select Apply below.

If you want to manage your account online please tick the box

How do you wish to receive marketing information detailing exclusive offers from Moneywise?

Email
Text
Telephone Call
Post

Please upload proof of your child benefit number *

Please upload your TWO most recent monthly bank statements in pdf or jpeg format. You can upload two months in a single image, or two separate images.

Bank statement 1 *

Bank statement 2 (if needed)

Please tell us how you found out about Moneywise *