Salford Credit Union | Salford Credit Union Ltd New Members Loan and Membership Application

Here at Salford Credit Union we can offer our members loans ranging from £100 - £10,000.

For loans above £2,000 we would expect applicants to have a very good credit rating

All the information given in this application form will be treated in the strictest confidence. Every application is assessed individually; based on the applicant’s credit history, disposable income and personal circumstances.

Please complete the form below

As responsible lenders, we will not offer credit if we believe that you cannot afford to make the repayments.

In making this application, I confirm I am not a bankrupt, involved in an Individual Voluntary Arrangement, Debt Relief Order or in agreements with creditors for reduced payments or have plans to be. *

How much are you looking to borrow? *

Repayment Frequency *

Term of credit (In Month) *

What is the loan for? *

If you selected 'Other' please provide purpose

‘Please refer to the affordable loans section of the website for repayment examples or ring us on 0161 686 5880 for a quotation.’

Title *

First Name *

Surname *

Date of Birth *

National Insurance Number *

Contact phone number (a mobile number if possible) *

Email (If you work for one of our payroll partners please input your works email) *

Postcode *

Company (if applicable)

Address Line 1 *

Address Line 2

Address Line 3

Town

County

Country

How long have you lived at your current address? (enter number of full years) *

Name of Landlord

If you have lived at your current address for less than 3 years, please provide details below

Previous Address Line 11

Previous Address Postcode

How long did you live at this address?

If you have not lived at your current or previous address for more than 3 years please provide details below

Previous Address Line 1

Previous Address Postcode

How many individuals aged 14 years and over live in your house? (Please include yourself) *

How many children aged under 14 years live in your house? *

What is your marital status? *

Please tell us about your home *

Please tell us about all income into your household. We have split this question into two parts.

Part One is the total amount of any income paid to you each month after tax Please include all benefit, pension or salary payments’ you receive
Part Two is the total amount of the contribution your spouse/partner makes towards the household running costs

Do you receive Universal Credit payments? *

Part One: The total amount of any income paid to you each month after tax Please include all benefit, pension or salary payments’ you receive *

Part Two: Spouse/Partners monthly contribution to the household bills

Occupation (If unemployed enter N/A) *

Please tell us about your main source of income

If you are employed, please provide your employers name and address

Name of employer (if income is via benefit income please key DWP.) *

Employers address Line 1 *

Employers address Line 2

Town

Postcode

Number of years in current employment *

Telephone (work)

Are you a member of Unison or Unite the Union? *

Will you be repaying your loan by Payroll Deduction? *

Please refer to our website for details of our payroll scheme

Where I have indicated I am employed and not in any probationary period, I confirm that I am in a permanent contract and not under notice of redundancy or termination of employment.

Total of all current debts (excluding mortgages). This incudes Car Finance, Loans, Credit Cards, Store Cards, Hire Purchase Agreements & Catalogues *

Total monthly payment for the debts listed above *

When taking requests for new membership we are required to undertake identification checks on all applicants. We do this by using Credit Reference Agencies or asking you to provide supporting documentation. To assist the process please provide your bank account number and sort code. This should be the account you wish to be used for payments to and from the credit union.

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Bank sort code *

Bank account number *

How did you find out about the credit union? *

Please provide details of a beneficiary. (Nobody wants to talk about dying but a beneficiary is someone that would inherit your savings with the credit union in the unfortunate event of your death).

First Name *

Surname *

Address Line 1

Addres Line 2

Town

Postcode

Beneficiary Contact Number

Relationship to beneficiary

Account type (Staff use only)

Important Your Personal Information: Credit decisions and also the prevention of fraud and money laundering.

We may use credit reference and fraud prevention agencies to help us make decisions.
More information about ‘How we use Credit Referencing Information and our Privacy Notice’ is on our website at https://www.salfordcreditunion.com/important-information/.
A copy can be provided by calling our Head Office on 0161 686 5880.

I declare that to the best of my knowledge I am in good health and fit to carry out my normal occupation and that the information I have given on this form is, to the best of my knowledge and belief, accurate and full information. I understand that the provision of false information is fraud and that the credit union may take appropriate action if I am found to have deliberately provided false or misleading information.

I accept the use of Credit Reference Agencies as detailed above *

Credit is only available to members of Salford Credit Union. In making this application, if successful, you are accepting the rules of the credit union and agree to be bound by them.

In making this application I apply for membership of Salford Credit Union and agree to abide by the rules. *

I confirm I have read the FSCS information and understand how my deposits are protected. *

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We’d love to send you marketing information about the credit union, including newsletters, offers on loans or new savings products and latest news.

Please choose if you want to be receive this information and if you want to be contacted by email, text message and post:

YES to Emails
YES to Texts
YES to Post
NO to any Credit Union marketing information

You can trust us
Salford Credit Union takes your privacy seriously and will only use your personal information to administer your accounts and to provide the products and services you have requested from us. We will not pass on our members contact information without their permission. We will never sell your data. You can change your mind about your Marketing preferences by visiting our website and completing the Marketing Preferences form. Our full Privacy Notice including your data rights can be found at our privacy notice

I am interested in finding out more about (please tick as applicable)

Credit Union deductions direct from my salary
Purchasing Credit Union pre-paid debit card
Saving with the credit union
Volunteering with the credit union

I consent to my personal data being held by Salford Credit Union Ltd for the purposes of this application and my membership with the credit union. *

I consent to receiving my annual statement by email

Equality and Diversity Monitoring (voluntary declaration)

To complete your application please ensure your Email address is correct and then select Apply below.