Here at Moneywise we can offer new members loans ranging from £50 - £2,000.

All the information given in this application form will be treated in the strictest confidence. Every application is assessed individually; based on the applicant’s credit history, disposable income and employment status.
Please complete the form below

As responsible lenders, we will not offer credit if we believe that you cannot afford to make the repayments.

We will ask you to provide three months bank statements when you apply for this loan.

To qualify for membership of Moneywise you must Live, Work be employed by a company whose Head Office is situated in the North East of England or be a Tenant of a Housing Association whose Head Office is situated in the North East of England

Loan details
  I confirm I am not a bankrupt, involved in an Individual Voluntary Arrangement, Debt Relief Order or in agreements with creditors for reduced payments or have plans to be. (please tick the box to acknowledge your agreement * 

To give you an indication of the cost of your loan use our calculator below.
Change the repayment period and amount of credit to see how the payments change.

Please Note:
The calculation uses a Typical interest rate of 42.6% APR which is the maximum rate we can charge. We may not charge that rate and depending on the loan assessment or any promotional rates offered it may be less; rest assured, it will never be higher.

Personal details
address details

If you have lived at your current address for less than 3 years, please provide details below


Please tell us your HOUSEHOLD income, include any benefits and pensions you receive as well as well as salary from employment. Please also include any housing benefit you receive

Please provide details of your employer. If your employer is not on the list below select OTHER and then provide your employers name

If you are unemployed, please provide details of the main benefit you receive

  Where I have indicated I am employed, I confirm that I am in a permanent contract and not under notice of redundancy or termination of employment. * 

If you have indicated you are self employed please provide your last years tax return and current trading accounts. Please use the upload facility at the end of this form

Your expenditure

Please give us details of a next of kin. These details would be used to transfer any savings you have with the credit union in the event of your death. Please Note This does not take precedence over any Will or Power of Attorney

Identification and verification

When taking requests for new membership we are required to confirm your identity and undertake identity checks for all applicants, we do this by using Credit Reference Agencies or asking you to provide supporting documentation.

In addition please provide your bank account number and sort code, this should be the account you wish to be used for payments to and from the credit union.

Where your repayment is by Direct Debit this is the account we will use for the Direct Debit



Important Your Personal Information: General Data Protection Regulations, credit decisions and also the prevention of fraud and money laundering.

We use credit reference and fraud prevention agencies to help us make decisions, this is often an automated decision but you have aright to have a decision reviewed by a staff member if you are unhappy with it.

What we do and how both we and credit reference and fraud prevention agencies will use your information is detailed in

A Guide to the use of your personal information by ourselves and at Credit Reference and Fraud Prevention Agencies

A copy can be provide by calling our Head Office on 0191 276 7963

Moneywise recognises individual concerns about how your personal or financial information is dealt with by us. Our privacy notice sets out how we deal with this information and how and when it may be shared with others

  I accept the use of Credit Reference Agencies and declare that the information given by me on this form is true and correct, to the best of my belief. * 
  I consent to Moneywise Credit Union Ltd holding my personal data for the purpose of this application * 
  I confirm I understand how my deposits are protected as detailed on The FSCS website * 

Credit is only available to members of Moneywise Credit Union. In making this application, if successful, you are accepting the rules of the credit union and agree to be bound by them.

  In making this application I apply for membership of moneywise Credit Union and agree to abide by the rules.  
Communication preferences

At Moneywise we never sell your data to third parties. We only share your data under agreements with third parties that provide services to Moneywise in supporting your account. Our privacy policy provides details of how we use your data.

Please tell us your communication preferences.

We may wish to send you details of offers exclusively for Moneywise members. Please indicate your preference below

We never sell your data to a third party.

At times we may have exclusive offers for you as part of your membership with Moneywise.


At times we may need to contact you about your account, how would you prefer we contact you? Please provide your consent by ticking the boxes below. (you must choose at least one)

You can view your balances and make transfers between your account and/or to your personal bank account.

supporting evidence

To complete your application please ensure your Email address is correct and then select Apply below.