Moneywise | Family Loan Credit Application Form

Introduction

Here at Moneywise we can offer our members who currently have a Family Loan a top up on the loan up to a maximum value of £750.

The Rules
If you currently have a family loan with us and repay it through your child benefit, you can reapply for extra funds up to the maximum amount of £750 in a quick and simple application form.
We will not run a credit check for the top up loan but may review your loan annually as part of our account management. (This may result in a credit check) We will always conduct an affordability assessment.

PLEASE NOTE The funds will be transferred to the bank account used for your last loan. If you have changed your bank you will need to complete a full loan application using this link

To top up your existing loan, please complete the form below

In making this application, I confirm I am not a bankrupt, involved in an Individual Voluntary Arrangement, Debt Relief Order or in agreements with creditors for reduced payments or have plans to be. *

About you

Surname *

Contact number (A mobile if possible) *

Postcode *

Date of birth *

What is the loan for?

Loan term (As this is a revolving credit application, this is set at 12 months) *

Amount of credit *

(We may reduce this amount if it exceeds the original loan approved)

How many individuals aged 14 years and over live in your house? (Please include yourself) *

How many children aged under 14 years live in your house? *

Monthly total of all wages after tax and any other income *

Total of all current debts (excluding mortgages) *

Monthly payments for existing loans, HP agreements, etc

Please upload your TWO most recent monthly bank statements in pdf or jpeg format. You can upload two months in a single image, or two separate images.

Bank statement 1 *

Bank statement 2 (if needed)

Declaration

Important Your Personal Information: General Data Protection Regulations, credit decisions and the prevention of fraud and money laundering.

We may use credit reference and fraud prevention agencies to help us make decisions, this is sometimes an automated decision, if you are unhappy with the decision it can be reviewed by a staff member. What we do and how both we and credit reference and fraud prevention agencies will use your information is detailed in

A Guide to the use of your personal information by ourselves and at Credit Reference and Fraud Prevention Agencies
A copy can be provided by calling our Head Office on 0191 276 7963

Moneywise recognises individual concerns about how your personal or financial information is dealt with by us. Our privacy notice sets out how we deal with this information and how and when it may be shared with others

Please confirm you will be repaying your loan by your Child Benefit *

I accept the use of Credit Reference Agencies where necessary and declare that the information given by me on this form is true and correct, to the best of my belief. *

I consent to Moneywise Credit Union holding my personal data for the purpose of this loan application *